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Yesterday we had a great time with our Financial Peace University class at our church! This week we went over “Cash Flow Planning”! Admittedly I had no idea what that term meant coming into this lesson. I am still not sure whether Dave Ramsey made the term up or not, but essentially it means: Calculating [...]

We finished our second week of Financial Peace University by Dave Ramsey and I have to admit, my wife and I are pretty excited about the content. Dave really adds his own brand of humor to it and puts it in terms any layperson could understand. This week he talked about relating with money and [...]

Recently my wife and I started a class in our church called “Financial Peace University” put together by Dave Ramsey, and it focuses on finding a God given peace when it comes to our finances. We have been living for ourselves for far to long. Doing so has made us a slave to our lenders, [...]

Hello everyone! My wife and I are progressing quite well on our Dave Ramsey Total Money Makeover! This month I feel we made some good choices for the future, to help reduce our debt further and to change our mindsets/attitude about our financial well being. The first thing we did was spend money… I know, [...]

My wife and I are both gazelle intense right now to get our debt GONE and have successfully set up a budget the previous two months, but have been having a lot of difficulty in regards to grocery expenses! We have budgeted $420/month for a family of three (2 adults, one toddler) and can never [...]